Contracting

• Multiple sets of contact information
   > Addresses
   > Phone numbers
   > Email addresses
• 16 slots per hierarchy
• Multiple open contracts
• Multiple channels
• Dynamic hierarchy
• Tax rules
• Notes system
   > Agent specific notepad
   > Message priority feature

Licensing

• State license
• Appointments
• State and company specific rules
• License renewal
• 1st and 2nd renewal notices
• Renewal fees
• Continuing education requirements
• Validation

Commissions

• Table driven
   > Contract
   > Plan
   > Duration
   > Issue age
   > Source system
• Percent of premium
• Percent of face
• Percent of writing agent commission
• Carve out options
• Contest period rate specials
• Pre-calculated feeds
• Service fees

Supplemental Compensation

• Training allowance
• Expense allowance
• Trail commissions
• Bonus
   > Table driven
   > Accumulate points
   > Multiple thresholds/rates
   > Catch up

Annualization

• On submit
• On premium
• Anticipated premium
• Any factor on annual commission
• Increasing percent
• Multiple levels of caps
• Multiple years to earn back
• Policy level detail and balancing
• Recovery
• Advance fee
• Interest on unearned balance

Vesting

• User defined rules
• Vest until date or duration
• Collection fees
• Revert commissions

Reporting

• Online views
   > Statement
   > Balance
   > Annualization details
• Statement
• Earnings reports
    > Minimum
    > By state
    > Gross
• 1099-MISC forms and e-filing
• Clearinghouse
• Report scheduler

Disbursements

• Multiple statement frequencies
• Financial assignment
• Deductions
• Adjustments
• Hold options
• Third-party payee
• Check writing
• EFT
• Salary options
• Deferred compensation
• Loans with auto-repay